Student Loan Payment Calculator
Estimate monthly payment, total paid, and interest over time for a balance, APR, and term.
3–5 min
Typical time to complete
Everyone
Designed for this audience, usable by anyone
Educational estimate
Verify final numbers with official records and plan documents
Student Loan Payment Calculator
Estimate monthly payment, total paid, and interest over time for a balance, APR, and term.
Read: Student Loans SectionTotal loan principal.
Fixed yearly rate.
Loan term in years.
This calculator assumes a fixed rate and equal payments. Actual loan costs may differ due to fees or variable rates.
Separate federal forgiveness paths from private-loan payoff decisions before choosing a strategy.
Compare minimum payments, extra payments, lump sums, and a possible refinance APR.
Estimate payments remaining to 120 and identify the records that still need official verification.
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