Medicare Cost Exposure Tool
Create a rough planning snapshot for premiums, deductibles, prescriptions, and coinsurance.
3–5 min
Typical time to complete
Patients & caregivers
Designed for this audience, usable by anyone
Educational estimate
Verify final numbers with official records and plan documents
Medicare Cost Exposure Tool
Create a rough planning snapshot for premiums, deductibles, prescriptions, and coinsurance.
Read: Medicare Options Explained2026 standard is about $202.90. Yours may differ — editable.
2026 estimate is about $283. Editable.
How many fills you expect monthly.
Rough out-of-pocket per fill.
Routine + specialist visits per year.
Approved amount Medicare uses to calculate your 20%.
Typically 20% for Part B.
- Annual Part B premium = monthly Part B premium × 12
- Annual prescriptions = prescriptions/month × avg prescription cost × 12
- Visit coinsurance = expected visits × avg Medicare-approved amount × coinsurance %
- Estimated yearly cost = Part B premium + deductible + prescriptions + visit coinsurance
This is an educational estimate, not a quote. It does not include every possible Medicare, Medicare Advantage, Medigap, Part D, hospital, or long-term care cost.
Your actual cost depends on whether you have Original Medicare, Medicare Advantage (Part C — a private plan alternative for receiving Part A and Part B benefits), or a Medigap supplement. This is a directional estimate, not a quote.
Use the result in your next decision
Start with the closest related action. The other tools remain available as quieter alternatives.
Eligibility Check
Identify possible Medicare, Medicaid, long-term-care, dual-eligibility, and cost-assistance paths.
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